So-we have car insurance through Geico. We own 2 cars-on one car we have the basic liability and the other car we have everything-comprehensive, theft, fire, etc. Anyway-for a month now there have been tons of radio and TV ads from Geico talking about how they lowered their rates again. We pay our car insurance every 6 months so were waiting for our new bill (due in September) to see what our new lower rate would be. The bill comes today and it is not lower at all! It was $1,099.20 for the next 6 months. So, i called them up and said, "hey-you have been advertising lower rates for a month now. Why isn't my bill lower-is this false advertising?" bla, bla, bla. Well, the young lady on the phone puts me on hold to check over my policy and then comes back on and says since we have been with Geico for so long and have such exemplary drivng records and have not put a claim in for over 10 years, she is going to put us in the gold prefferred driver insurance program and now my 6 month rate will be $871.70-a savings of $227.50 for the 6 month period or a yearly savings of $455.00! I am so happy! And, so very glad I called-hubby would have just accepted it-he doesn't like putting up a fuss about things.