Missus, I called and asked and never could get an answer. I had all perfect feedback, never had a problem w/ anything either. Money was also, like hers, taken out of my account within like a day yet it took almost 9 days to get to theirs. PayPal gave me multiple reasons including banking routing etc... nothing made sense and still doesn't. I don't use them at all, but was kinda backed in a hole by PayPal to do so. Normally I would have just used my debit/credit card but I put limits on mine so no more than X amount of dollars could be spent in a day to prevent fraud (had my card stolen once). The ONLY positive thing about echecks is that for a seller the fees paypal charges are less than any other form of payment. Had a MPRS seller tell me that and I checked into it.