I have the MC cles but for business holder i wouldn't recommend that because the papers get caught in the zipper and it is difficult to pull it outside. I am also thinking of buying MC or vernis card holder. I exchanged the MC card holder couple days for something else as the front flap of the mc card holder is slightly curled up. But i still love it. Maybe i will again purchase it.
I personally think card holder is not needed if u already have a cles and zippy coin purse. ZCP is for the same purpose like this card holder. Maybe get the cosmetic pouch and it looks so pretty in multi color.