Ack - that's a tough one. I agree with english_girl, having seen the Cognac and the Honey side by side, that they're very different colors. But I see your problem since they're both still brown tones and might be a little repetitive in this particular bag. And while the White is beautiful, it looks like it will get dirty just looking at it. You just have to figure out if you'll ever be comfortable carrying the White - if you're the type of person who would constantly be nervous and not enjoy it, exchange it for the Honey - even if it's similar to your Cognac, you'll still wear it, you know? On the other hand, if you don't mind having that one bag that you're prepared to be more careful with, keep the White and just use it on days you can afford to be just a little more aware of your bag!