i saw a russian lady who wore this at the mall,not the kentucky derby, and it looked really chic. would i look too much like a polo player? haha. i know my friends are going to make fun of me if i wear this outfit..i can just hear the bad jokes in my head.. "hey,where's your horse?" "did the kentucky derby move to california?" "when did you start working for ralph lauren?" etc... what do you guys think? yay or nay?