I want to splurge on a tote and I am considering the three mentioned above. This is going to be an everyday workhorse, carrying a Sarah wallet, a planner, a cosmetic pouch, an iPad, phone eyeglass case and keys. Most days there will be extra space but I want to have the room to throw more stuff in as needed. The mon mono would be new and the other two would be pre-loved. The mon mono is a bit more money but the other two are close enough in cost, that I am removing price from the equation.
Epi Indigo NF
Pros
~Super discrete/low profile
~Long wearing epi leather
~Pochette
~It would work year-round in the climate where I live
Cons
~I would love an interior pocket in addition to the pochette
Mon monogram NF MM
Pros
~Personally created for me, in the colors I choose
~Interior pocket
~Pochette
Cons
~Might be a tad dark for the summer climate where I reside.
~They are ubiquitous where I live.
Lockme Cabas Vanille/Noir
Pros
~Low profile
~Multiple interior pockets
~Unique design
~It would work year-round in the climate where I live
~With the closure, it is a tad more secure than the NF
Cons
~Can't think of any
I would love to hear from others that have experience with any of these bags and get their input. TIA!

Epi Indigo NF
Pros
~Super discrete/low profile
~Long wearing epi leather
~Pochette
~It would work year-round in the climate where I live
Cons
~I would love an interior pocket in addition to the pochette

Mon monogram NF MM
Pros
~Personally created for me, in the colors I choose
~Interior pocket
~Pochette
Cons
~Might be a tad dark for the summer climate where I reside.
~They are ubiquitous where I live.

Lockme Cabas Vanille/Noir
Pros
~Low profile
~Multiple interior pockets
~Unique design
~It would work year-round in the climate where I live
~With the closure, it is a tad more secure than the NF
Cons
~Can't think of any
I would love to hear from others that have experience with any of these bags and get their input. TIA!