Karmen,that is where I am confused.I have never gotten this message...But it saying I would not be covered for unauthorized payment claim,that would scare me.Why would some be ok, but not all?? I am so lost.. I guess if it ever pops up I will ask all of you,as I would be scared to get into a bad situation.I know reading all these threads are making me very paranoid to keep on selling on ebayAre you talking about a specific transaction? Transactions are eligible or partially eligible based on different aspects of each transaction. A transaction is not partially eligible because someone "knows this could be an unauthorized transaction."