Phone, keys, too many lip moisturizers/lip glosses, small hand lotion. No wallet, though. I just slip essential cards into the little inside pocket. Was considering getting a small wallet to go in there, just haven't found one I love yet.
I was considering that same wallet/card case you have in your penny, just waiting for a color that makes my heart sing. My cards are loose in my penny, just kept in that inside pocket, but I would prefer a small wallet to keep things more secure.