Especially with the larger bags like the Downtown and O/S Muse, what do you tend to throw in your bag? I'm also curious about what types of wallets others are carrying in their big bags. With the Downtown, I feel like the wallet gets tossed around in there with everything and am trying to decide whether I feel comfortable with a high-end wallet in there. I need to grab a new large wallet so I could go either way. I was considering maybe an MJ zip wallet/clutch or I could go cheapy with something like a Cole Haan. What do you carry in yours? And then I was wondering how much everyone fills their bags with additional items. When I have the luxury of a bigger bag, I like to carry a large wallet, phone, iPod, keys, sunglasses with case, eyeglasses with case, cosmetic case, umbrella and maybe a book or magazine. In the winter, I'll also stuff my gloves and scarf into my bag when I'm inside.