I am wondering how many of you insured your Hermes bags... I called home insurance company. Home insurance is going to cover on only for if they were gone because house was on fire or something... If I want additional coverage for stolen/ lost or damage, I should buy another policy just for the bags. My two ostrich Birkins will cost $508/year !!! Is it worth buying it? I am scared of loss or damage... But $508/year for both ostrich Birkins? In ten years, I can buy another kelly with that money. I don't know... What should I do? Any better options? PLEASE!