unable to list a item?

  1. I am using the eBay Turbo Lister, trying to list one of my handbags to sell, I selected woman--handbag--clutch, and filled up all other informations as well, uploaded and licked the calculate fees, but it does not work, tells me that the category I selected was invalid!!! So I tried different subtitles under HANDBAG section, all does not work.

    Then I tried to list the item through eBay web directly, normally there would be few payment options to select, but today there are no payment method like VISA,MasterCard avaiable.

    What is the wrong here?