Tiffany Help!! What to buy?

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So my mom's friend (love her) gave me a $400 GC to Tiffany. I imagine it's because she saw my bracelet (Return to Tiffany heart tag toggle) and gave me enough for the necklace.

1. I'm not a matchy matchy girl so I don't know particularly how I feel about wear the necklace and bracelet at the same time. I try to keep myself pretty understated so I feel like that is very loud for lack of a better term.

2. What else would u get if not that? I'm willing to spend a smidgen (maybe 2x as much) more for something else that's cool. I really feel like everything is overpriced at Tiffany anyways so taking that into consideration.

Just looking for ideas...
 
If you're going for silver..I say get a ring. They a lot of simple, yet pretty rings. With the rest of the money, you can get a nice little pendent or a pair of earrings. The open heart pendent or the bean is very subtle!
 
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