here's a site where you can buy sterling silver jewelry with real gemstones for just shipping and handling-the items change every 5 minutes and you can only buy them while they are onscreen-but, it is always $5.95 S&H and the stuff really comes and is cute and real. i have gotten a couple of pieces from them-check them out:
http://www.silverjewelryclub.com/
http://www.silverjewelryclub.com/