okay so i def want a zippy wallet and i cant decide if i should get a reg mono, damier azur, or vernis...i have concerns about all 3. 1. mono- it looks kind of man-ish to me....and i hate the brown interior...i think its ugly. but...i love mono...(usually) 2. damier azur - it looks like the fabric around the zipper (well the zipper part) is white....and im afraid it will get wicked dirty. 3. vernis - i have heard bad things on here about vernis scratching...and its more money than the other two...i usually dont baby my wallets and i dont want to have to start now. anyone with any ideas or advice??