I can so relate with your problem. I suggest that you just sit down, and think, re think and re think again if you really NEED another bag. Needing and wanting are two different things and it is usually the wanting the gets us into trouble. If you let common sense rule over being impulsive, I am sure you will choose to pay off your credit card first before getting the bag that you want. At least having a holy grail to obsess about can make life a little bit more exciting.