Cetaphil is gentle, and it is inexpensive. Neutrogena also makes great gentle, inexpensive toners. A lot of people out there think expensive = better for skincare, but when it comes to cleansers and toners sometimes simple is better. I would follow your skincare regime with a good moisturizer with SPF. Eucerin makes a wonderful one for sensitive skin, SPF 30, and it is lightweight (and inexpensive too!).