Hi, I finally got my large Paddington Tote from NAP. I love the color and size, however I have a major concern over this bag. It is not very practical. There is no zipper for the main compartment and for the bottom part even though there are lock and zipper, if I really keep my wallet in there, it will be such a hassle to get it in and out. Do you think I should return it and get a more practical one instead. Do you have any recommendations? I like large bag, prefer darker shade of color. Thanks a lot!