The Galliera PM is on its way! Still deciding if I should return the MJ Ryder that was over $1400 on sale for $642.00 to finance Galliera. The MJ Ryder is black and has that heavy gold chain. I like the quilted leather cause it doesn't show anything. However, the price isn't a true $642.00 if I'm carrying interest on the charge card. Also, I would imagine that the Galliera is quite durable and also doesn't show a lot of wear. I wouldn't be using the MJ until next fall as it is a dark bag and heavy. I will follow the advice of what the majority of TPFers say! Will there always be another great sale bag or is this too good of a bargain to return?