I am trying to decide between a LV or Coach bag. I really like the large business Coach arryall but I was told by a sales rep that she wouldn't recommend getting this bag wet. My question is has anyone ever gotten their leather or fabric bags wet by accident and what was the outcome? I am not intentioinally trying to get the bag wet but in NY we sometimes experience heavy downpours and even with an umbrella something gets wet. Thanks in advance.