Okay I never been to a Neiman & MArcus. I've only purchase stuff from their site. Yesterday I was able to locate a small Chanel bowly in pink on sale for 30% off. But the SA told me the only way for me to purchase it would be with a NM credit card or Amex card. I currently don't own any of them and I'm not looking to sign up for any more cards. Is this true?