I really want the Marc Jacobs Stam bag. I've tried it on a few times at Saks but I'm debating whether or not it's worth the money. I do have a question on the kiss lock. Does the hardware on the lock start to rub off after a while cause it seems to be so tight (It's really hard opening and closing the lock). Also, what's your opinions of the quilted vs patchwork?? I seem to like the quilted style more.....and also what color? Thanks.