The fabric does get dirty and vernis can be prone to peeling as well. I paid almost $200 to fix a peeling vernis zippy. I love my mono one. I wouldnt go vernis again to be honest , even though they are pretty. Look at used ones on ebay before making a decision. Little white dots are peeling. Edges also turn darker in time. Wallets get a lot of use. If you like things to stay really pristine, I would pick mono or damier canvas. However, if you have lots of money and either rotate wallets often, or replace them every 2-3 years, then it is fine. I just don't like to spend close to $900 for a wallet I'm not going to want to
carry in 2 years.