Cost per wear is the way I look at it. I have used my monogram porte tresor international wallet every day for well over 10 years. Even at today's prices, 10 years of use would be about five cents per day. For a beautiful wallet that makes me proud and happy every time I use it - that's worth every penny. Now I will say - Vernis isn't going to last that long (it will blacken a bit around the edges and show more wear and you'll have to be a little more careful), but if you take care with it, it will still give you many good years. The quality is outstanding on most of them (steer clear of ones like the Insolite, or light colors, or multicolor where the silk screening will chip) and go with a classic style that doesn't have a lot of brass hardware to discolor, and you will have a wallet that will last you a really really long time. My mono porte tresor international wallet still looks almost brand new and it's been dropped, thrown around and used to death. Granted, the damier or mono print are the ones that can take that kind of beating. I did buy a framboise zippy, but don't use it as much because it does show any kind of wear or spots.