VPI is great - we have it on Lizzie and had it on our boston terrier. Sad story, but at 4 years old he got very sick. it turned out he had a very aggressive form of stomach cancer, and all the xrays, 2nd opinions, and the overnight stays with 24 hour care while we made the decision to let him go, was over $2400 - after all was said and done, we only had to pay $600 because we had VPI. No, they don't cover certain breed related expenses, but cancer is very common in dogs, and VPI was so great to have during an incredibly tough time...