I just got off the phone with Paypal and I think you all may be interested in this. My specific transaction was blocked due to the "high failure rate". All the funds in my Paypal account were withdrawn, the seller accepted credit cards, everything was perfect but it was Paypal that blocked the transaction. The associate I spoke with, Mark, said that it had nothing to do with the seller, our credit worthiness, or our accounts. I asked him why paypal would block the safest way to conduct a transaction through their service and he just kept repeating that it had nothing to do with my credit worthiness. I assured him that I would be telling everyone I knew about this situation because Paypal should have some sort of fine print under their icon with accepted credit cards that says "not in all situations" because they are false advertising. Again, this has nothing to do with the seller. She has been great, I'm very lucky to have someone so nice in this case because I'm not sure I'd believe this story to be honest!!!