Paying via Shop Pay

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Hi, I don’t understand these type of payment method, what about customers want to buy something outright, what do they do? Check out item then go back to app to pay all payment at once?
I think it is just a payment processor, like Stripe. When I order from smaller retailers online the checkout is often through Shop pay. I have used it 100+ times. It is kind of similar to PayPal, they will store your cc info if you like for a quicker checkout and they text you a code to confirm your identity before the cc info auto-populates in their payment field. Of course, you can just enter in the info manually as well. They may offer the option to pay in installments (I never have checked), but it is certainly not required and I have never done it.
 
I think it is just a payment processor, like Stripe. When I order from smaller retailers online the checkout is often through Shop pay. I have used it 100+ times. It is kind of similar to PayPal, they will store your cc info if you like for a quicker checkout and they text you a code to confirm your identity before the cc info auto-populates in their payment field. Of course, you can just enter in the info manually as well. They may offer the option to pay in installments (I never have checked), but it is certainly not required and I have never done it.
I see, thank you so much for the detailed explanation!
 
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