I was driving home tonight and sitting at the light ONE LIGHT away from my house. This lady bumps me from behind! I am not in a good area of town either, so I am way nervous about pulling over since I'm alone. I go through the light and tha lady is honking at me the whole time. I pull over into a strip mall and park my car. She pulls behind me (so I guess I can't leave) and I get out and look at my car. There are some scrapes on my bumper, so I say to her, "Don't worry, it doesn't look to bad." since she is driving a beat up old car and don't know if she has insurance. She says, "What are you worried about your car for, you hit me!!" WHAT?! ?! ?! I am shocked so I say, "No, you hit me, how could I have hit you while I was sitting at the light?" She replies, "You backed up at the light!" and procedes to tell me I am crazy for doing so. Then she says if I had just acknowledged what I did and said I was sorry, she would have left but now she wants to call the cops. As you should do in an accident anyways. She has two kids in the back of her car and I have dinner for my mom and I in mine, so I call 911 and ask for a police car to come so we can get it over with. We wait about 10 minutes for the cop and she keeps badgering me! She is cussing in front of the kids and everything! She said since I pulled over, it shows it was my fault, because if I hadn't done anything I would have just left (uh, no, that would be leaving the scene of an accident). Then she proceded to say that I must be DRUNK since I don't remember backing up. To which I reply, I don't drink EVER, and she still says I must be drunk or on drugs or something. Which I take offense to because since my mom is a recovering alcoholic, I don't drink EVER and that is my hot button issue. Seeing this is getting nowhere, I tell her I'm not going to argue with her anymore and am just going to wait for the cop, so she calls 911 again. They must tell her something to the effect that I have already called because she replies, "Yeah, she called, but I think she's drunk or something." Finally the cop shows up, and she barges into her story about the whole situation and I just say "Why would I back up when I was sitting at a light?" He really doesn't want to hear it and just takes our information. She asks when the police report will be ready, and he said 10 days. So I KNOW she is going to file with my insurance and get money over nothing. It isn't even her car! It is her cousin's or something. So, now I have to write up a statment and call my insurance company and her cousin's. I've been in two accidents before. One was a guy driving a dump truck who rearended me and fessed up. The second was when I lady ran a red light (at the same intersection, ironically) and totalled my beautiful 1997 red cabrio. We both said the light was green, so no one got blamed. I am NOT letting that happen again! I am just so shooken up about the whole thing. I have gotten my car's bumper all scratched up and have to pay my deductable to get it fixed (which I don't need at Christmastime!), and have been called crazy, a drunk, and a liar. I am supposed to go to sleep now, but I'm sure I won't be able to.