48 is not long enough. IMO, give her 7 days. But I do understand how annoying it is. I just had a girl string me out for over two weeks, saying she would pay up on the 30th. Day rolls around and she writes that she "owes the feds thousands of dollars" so needs to pass, but that I shouldn't "be weary of ebay buyers who can't pay right away." I wrote her a nice note, saying that things come up, but I still need to strike her. She ruined an auction with lots of bidders, so deserves it..... My point being, you should strike her. I also see nothing wrong with writing something like "Bid and did not buy" when the case is closed and you have a final value credit.