esiders said:So sorry to hear about this Jasanna (BTW, do you post at other online forums, like Clic, LuxFashion, tFS, or VIP? There's a woman there who goes by the name "Anastasia Beaverhausen"...is it you?)
Do you have a full time job or are you under your parent's insurance? Do either of you have healthcare flexible spending accounts at your jobs? I have to get major dental work this year too (about $5200 worth) and what I did was max out my healthcare flexible spending account to pay for some of the expenses. Unfortunately, you have to set up this account during enrollment time for the following year...if the surgery can wait until January of next year (and it sounds like it can), then investigate this with your folks.
Since this isn't covered under your health insurance...ask the dentist for a discount!! Most health providers have various fees...what they charge the insurance company vs what they charge people without insurance. If you are going to pay cash/check, I would definitely make them give you some kind of discount. Many places are willing to give you a deal when you are paying cash....especially if you've been a longtime patient of this doctor.
Good luck!
Thanks for all your valuable info! This accident took place years ago when I used to be on my parent's med ins. I'm almost 30 now so needless to say, not on their plan anymore. My husband and I didn't enroll in the FSA during open enrollment so that opportunity has since sailed .
Since I've been going to the same doc for years now, he's already giving me a discount..that's the scary part about it!
Here's a shot in the dark but one of my friends hosts her own local TV show so I'm wondering... if he agrees to free publicity on her show, if he would be willing to give me a deep discount?? Hmmm....
Oh and this is the only forum to which I belong..but that's too funny! I guess there's another die hard W&G fan like me!