Sorry if this is posted in the wrong forum; please move me if it is! I've had the NM store card for a few years now (the cream-colored one). A few weeks ago, I wandered over to incircle.com to register since I hadn't done it before. I just got a new credit card (black) in the mail, saying that I'm now a member of the InCircle 2007 program. What's the difference between the cards? Is there a difference in the 2007 program vs. previous programs? I've been on incircle.com and couldn't really get more info.