Nervous newbie Ebay buyer with a stupid question

ocgirl

O.G.
May 8, 2006
3,558
26
I'm about to pay for an expensive item I just won on Ebay. Does it matter which credit card I use with Paypal? Does Citibank MasterCard give me good protection if the item turns out not as described? Or should I use my Amex that I share with DH and risk him finding out about this purchase? (It's a surprise). Thanks so much for your help!