So heres the downlow: I love Hobo International clutch wallets! I own one in blue patent and one in red and they are perfect to use as clutches as night and as wallets during the day. One side has all the credit card slots, cash slots, and coin storage and the other side perfectly fits some makeup, a cell phone, and a few other odd n' ends. On the gray wallet, I just wanted to get some opinions. Please be honest, tell me if you love it, or hate it (In regard to the wallet design itself, the color, the lining, or whatever else!) TIA!