I'm going to say I'm not new to ebay or paypal but this has me completely stumped. In the past I have been able to apply the money that was in my paypal account to ebay purchases and then fund the rest with my credit card. I've just won an auction today and am trying to pay for it using the money that is currently in my paypal account which covers half of the purchase, and then put the rest on my amex. The issue is for some reason it's not allowing me to apply the amount in the account and is trying to put the full amount on my amex. I've since deleted the credit card from my paypal account to see if that would work but now I get this message when I try to check out through ebay "To make this purchase, please add a debit or credit card to your PayPal account." Did they recently change something? Why is this so difficult? I do surveys which pay through paypal and I use that money to fund fun purchases so I definitely wasn't anticipating having to put the full amount on my credit card and I do not want to link my bank account to my paypal account to transfer the money.