I just signed up on paypal last month(not yet verified.. I never thought I would use it anyway...). I bought a bag from eBay, and I guess this is my 2nd time, my dilemma is I paid from bank wire transfer, and even told the bank to charge me all the bank charges, taxes, so that the amount that he/she will receive is in full/exact amount... The bank failed to check that there was a $22 more bank charges that will be deducted to the recipient... I never knew this until the seller emailed me about it, I told her/him that I will pay the $22 using paypal, but my account is not yet verified, but I just paid her now... what's the difference between verified and not?confirmed or not? so sorry this is a dumb question..