All Morkies are scheduled to be neutered or spayed.
And the health testing? OFA hips and Elbows, CERF, Thyroid, cardio, ect.
While both breeds are fairly healthy, poorly bred specimens with no health testing are at a MUCH higher risk of developing or passing on hereditary health problems and diseases to their offspring and/or descendents.
Some health concerns with the Yorkshire Terrier breed, especially with poor breeding practices involved, include hypothyroidism, Renal displasia, congenital liver shunts, luxating patella, protein losing entrophy, ect. Also prone to spine, back, dental and digestive problems.
With the Maltese, common concerns are retinal atrophy, respiratory problems, luxating patella, collapsing trachea (can result from a variety of causes, both accidental and hereditary), retained puppy teeth and dental concers, WDSS and liver shunt.
All things that can be passed down to pups from dogs generations back, even if the parents may be fine. And may require surgery or lifelong treatment as a result. Which is why its important to health test breeding specimens and the dogs in their pedigree. To ensure health and longevity in the animals resulting from the breedings. Health testing and careful, responsible and knowledgeable breeding can severly reduce or eliminate the risk of many of these problems.
"Morkies" are prone to all of the health problems of both breeds. Especially since it is highly, highly, HIGHLY unlikely the dogs used to produce them are well bred and from health tested lines. Because the vast majority of responsible breeders will not risk their reputations to produce them or even stud out to a dog of a different breed. Or even place a breeding prospect in a home that might do so.
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