Ok so literally everything is included!! I went to the s. coast Macys...one of the nicer macys around here, and all the jeans even sale items were included. The first SA i went to was kinda like well i cant really give you the 20% discount unless you have the little postcard thingie...so i said fine. I went to another younger looking SA and she said she'll honor it! yay!!! BTW the s. coast macys has a lot of designer jeans on sale!