Hi gals! I don't know what's up with me recently! I'm starting to like stuff which I didn't really like prior to joining tPF! Ok, here's my problem. What do you think of the Cozy wallet vs Ludlow wallet? They are rather similar, but I just can't decide on which to get! For those who own both, which do you prefer? And then there's another problem: 1. If I get the Cozy, Black MC or White MC? 2. If I get the Ludlow, should I get Mono or Framboise? Thanks gals!