I sold a Gucci item. Buyer had a case of buyer's remorse and wanted to return with SNAD as an excuse (no return policy). I won the eBay SNAD case but lost the subsequent PP CC chargeback. The buyer's bank let her keep the item for free. PP said the bank's decision was final and won't help me further. Now I'm out of the item and with a negative PP balance from the chargeback. What recourse do I have to recover the cost of the lost item? The item in question costs ~ $700. Thanks!