Ladies, I really need your help since there is no Coach store/outlet or department store near me. Im 47 and 58. Im torn between the Soho Leather Hobo (10042), Signature Hobo (10073), or Chelsea Turnlock Hobo (the one on the right on page 50-51 of the online catalog). What Im having difficulty with are the following: When they are on my shoulder, I do not like them to be right underneath my armpit or the end of the bag sticking out. I like a bag to come down to the middle of my waist or beginning of my hip. If it helps any, I have Patricias Legacy. I love where it comes to. From the measurements given of the above bags, I don't think any of the above will do that. Im okay with the middle of waist or a little above. The next thing is, how much can they hold? I need enough space for a wallet, three checkbooks, cell phone and keys. I dont like having to dig to find what Im looking for. Ive thought about getting a large hobo because it has a cell phone pocket, but Im afraid itll be too big. With the small hobo, it does not have a cell phone pocket. The last thing is, I like a wide opening to make what Im looking for somewhat easier. Do you have any suggestions?