I'm such a peasant, I don't even understand how jewelry insurance claims work. On things like your home, your health, your car, yeah, I get it. But how does it work with jewelry? They're so tiny and portable. How do you prove they're gone, other than by saying they're gone? It's not like they're microchipped and tracked as they leave your possession. I get the part about documenting their existence, getting appraisals, terms and conditions for making the claim. I don't get what's required to prove they're actually lost or stolen other than your word. How do you prove that your real ones and not the fake travel copies were stolen?