I've been thinking about all these smash and grabs

May 7, 2007
12,895
7
Hubby says that my bags are including in the contents insurance and that it covers things 'outside' the house too. Just like it would cover a Bike I suppose, if that was nicked from a station or something you would claim on your contents insurance, I presume its the same for a bag.

There again - I could be being completely stupid and got it totally wrong!
 

hulahoop

Hula O'Hoop
O.G.
Mar 21, 2007
12,707
1
38
UK
Mine are covered on our insurance too, like Ali said. Paid a bit extra to make sure golf clubs and handbags were covered!
 

Cat_uk

O.G.
Apr 1, 2007
1,587
3
Uk
My sister worked in insurace and is always telling me that I need to add personal possessions to my cover, that would cover ur bag and its contents when ur out and about.
 

chaz

Superstar DJ
Sep 8, 2007
14,651
11
We had them mentioned on the household insurance,so they are covered in and out of the house.Well,only one out at a time though!! But we made sure that they are all named,as thats where they are pretty much all the time,and I'm covered when I have one out with me.
 
May 7, 2007
12,895
7
We had them mentioned on the household insurance,so they are covered in and out of the house.Well,only one out at a time though!! But we made sure that they are all named,as thats where they are pretty much all the time,and I'm covered when I have one out with me.
Mine are actually named on the policy because "specified personal possessions' are £1,000 upwards - each. My watch, Eternity Ring and some old jewels are listed separately, but my bags are just covered under Personal Possessions.
 

chaz

Superstar DJ
Sep 8, 2007
14,651
11
Mine are actually named on the policy because "specified personal possessions' are £1,000 upwards - each. My watch, Eternity Ring and some old jewels are listed separately, but my bags are just covered under Personal Possessions.
LMAO!!! I re-read my post,and its utter gobbledegook!!!!

What I meant to say was,the total value as handbags is mentioned,not each bag individually,LOL!!! Imagine the insurance broker trying to sort that out!!
But yes,we have the watches and jewellery separate,but with a separate specialist insurance company,and everything else is on the household up to certain amounts,bikes,bags,furniture etc.
God,I'm having such a giddy moment...............
 

sarajane

O.G.
Nov 30, 2006
12,496
5
Bath, UK
I remember when I was a reporter doing police calls & there was a report of a woman who'd had her bag stolen. Distinctly remember the value was put at £500 and all these policemen & male reporters were horrified & dumbstruck that a bag & contents could be worth that much. Oh, if only they knew......I added the value of what I was carrying today, bag & contents, and nearly keeled over.
 
Jun 5, 2007
5,181
2,129
I remember when I was a reporter doing police calls & there was a report of a woman who'd had her bag stolen. Distinctly remember the value was put at £500 and all these policemen & male reporters were horrified & dumbstruck that a bag & contents could be worth that much. Oh, if only they knew......I added the value of what I was carrying today, bag & contents, and nearly keeled over.
I know what you mean. Its quite scary really.
 

mooks

Member
May 4, 2007
13,215
9
As already stated, unless any single item is over £1,000 it doesn't need to be a specified item
 

riffraff

Sofa King Blonde!
O.G.
Feb 4, 2007
7,542
2
UK
My insurance policy is anything specified at over £1000. However, so long as I can prove the purchase and value then I am covered for anything up to that amount irrespecitve of where that particular item was "stolen".
 
May 7, 2007
12,895
7
I remember when I was a reporter doing police calls & there was a report of a woman who'd had her bag stolen. Distinctly remember the value was put at £500 and all these policemen & male reporters were horrified & dumbstruck that a bag & contents could be worth that much. Oh, if only they knew......I added the value of what I was carrying today, bag & contents, and nearly keeled over.
Yeah - its best not to think about how much the total is really otherwise you wouldn't carry it around!!
 

Miss G

Member
Nov 7, 2007
206
0
best thing to do, - i worked for ins company is take pictures of ur bags, lots of times people call and say 'my expensive bag was stolen' and we'd b like 'yeah right', so take pics esp with u in them and also keep receipts!