I'm thinking about getting a zippy wallet and love the look of the vernis but I'm worried about how it will hold up. Is the vernis easy to care for? Does it scratch? How about pen marks? Do they come off? This will be an everyday walllet and I use my wallet for years and years. The last wallet I bought was a Cole Haan back in 2003! If the vernis is too high maintenance my next choice would be the epi zippy. Thx.