My soon to be 14 yr old (responsible) daughter would love a pink b-bag - do you think shes too young????

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I would say no. Maybe buy her a Coach or Dooney and see how well she takes care of it. I didnt buy my daughter a "good" bag until she graduated from HS.
I used this philosophy on when to buy my daughter a good bag, if she cant keep her room clean, she isnt gonna take care of a pricey bag.
My daughter had to prove herself first, she is responsible also, but that doesnt mean she isnt gonna trash an expensive bag/
My philosophy on pricey stuff for young kids is this: If they get really high end stuff when they are young they often expect it and they have nothing to work for themselves or look forward to when they grow up. I would probably vote no.
I would say no. Maybe buy her a Coach or Dooney and see how well she takes care of it.