I've never had a problem selling on eBay before, but then again I was never a bigtime seller. Woke up this morning to see my paddy had sold at a BIN then I read the message she sent "HI, I just bought your beautiful authentic chloe paddington bag in beige. I would like to pay the total amount off in a period of 3 months. I hope this will work out well for you. Please let me know!" I reeeeeaaaallly hope shes just confused by the paypal CC blurb on auctions that say "no payments for three months, apply now!" with the link to apply for their CC. Ugh. And she just registered that day Man I could use the money too. I swear. And I'm having a bad day as it is.