pigleto / Serenity Now - I prefer the gold swift as I think the color is richer. Also, after seeing a friend's gold/gold hardware, I realized that I really love that combination together more than gold/palladium hardware.
The swift leather also doesn't feel as heavy as clemence. In addition, I like the smoother texture of swift. I never had a problem with scratches on swift but I do think that togo is more worry free. Swift being smooth, the scratches might show up more. But I also heard that minor scratches can be magically go away if you massage that part with your fingers. I've also been told that swift is good with rain. Can you tell now that I love my gold swift? lol!