You only need (I use need loosely) the black Alma if you don't have the style already covered. Better to get something different, red epi or vernis. I've got the zippy wallet in vernis and fingerprints aren't as big an issue as I had originally thought. The rule I use is it needs to go with at least 6 - 12 outfits that you don't have something else that also works (I use this more for shoes). I'm a collector too, so I feel your pain and desire. Don't get another black bag, at least get red or one of the newer colors.
My SA at NM LV said that the new vernis alma is so fabulous that she will get one immediately and pay full price. What does that tell you????? Besides red is neutral, black is just black. Think about what that $1200 will also purchase or go towards...