I was wondering if anyone here who has bought a Vernis Ludlow wallet has had any type of problems with the snap enclosures? Because I just got mine on Friday and one of them is a bit loose, when I try pulling it open, I can see it pulling away from the leather, it isn't stable. Is this a big enough defect to warrant an exchange? I'm just concerned after some wear and tear that the problem may worsen and then I'll really be stuck and regret not having done something about it! Any thoughts?