This is the Last Wallet for me. It's taken me years (literally) to find just the right combination of ease-of-use, space, and that also had a strap! With this wallet, I can fit my iPhone in it, if need be, and I love the 'envelope-without-a-flap' style - everything is right where I need it, easy to find, is secure in the wallet, and I don't have to turn the wallet upside down to access the other side (risking losing papers and other things, which I have done with other wallets that don't close up all the way). I can be a serious fuss-budget, which causes me to drop all sorts of things, occasionally. But that is another story. This piece has four 'bill' or receipt slots, 8 credit card spaces, center zipped space for odds and ends (I have a separate BV coin purse). The 3/4 zip is a nice bonus - much easier to deal with than the full zip situation. Plus, the waxed leather is seriously to-die-for - the sheen of it is just so luxurious. Who knew!?!? Photos to follow, with a guest appearance by the OMG Closet Troll.