Hi everyone I am new to this forum but please help. I was going to buy a bag from one seller on eBay. Basically I requested her to relist her bag again as I searched completed auction and found her bag and really wanted it. It cost me $1199 for the bag. Although the listing does not state at all that she will not lower the value for the bag, she clearly states to me in the email which I do not mind at all (basically cuz I like the bag so much ) Anyway I lost my wallet last week not sure what time but I called my card companies straight away as soon as I realised I lost it and called the police etc. to report. When I received my replacement card this sat, that was when I was able to check and see my balance. I found out that my card was misused for about $1000 (I am in the UK by the way) so I called my bank again and they said they were going to look into it. What happened then with the state of panicking I went through the list of things I have to pay and the most expensive thing on the list was to pay custom so I emailed the seller that I need to ask her to lower the custom value when she sends out the bag as it will cost me $300 (as I won't have enough money to pay for that with my account being wrecked by person who kept my wallet) if she states it in full. I was so hesitant in emailing her as I do really keep my words always but this time I feel this is thing I need to clear up in case I don't have money. I was even losing my sleep from this and I was thinking would it be better to tell her to keep the bag for me for maybe another 2 weeks since I have paid for it? As she has not replied to me since I was not sure what would her reaction be? I am not sure what to do. I am so guilty and disgusted in myself as I try my best to keep my words I dont want to be broke with no money to eat though and that's the thing Anyway good news is today my bank has got me money back (thanks to them) I have already emailed the seller again to say to her I am so sorry about the hassles. Not sure if this is the right thing to do as I want to apologise to her for causing the hassles. Please help. Thank you ever so much for your help.