We have a joint account for bills and separate accounts of our own for other things. I think it's the best way to go. I know everyone's marriage is different, but I'd be ready to divorce if he tried to dictate what I'm doing with money I've earned. As long as the bills are paid, I don't quite understand why your husband did this. Is he's paying most of the bills and felt like you were holding out on him by saving money that is really needed to pay a bill? If this isn't the case, you need to sit him down and talk about the finances. You shouldn't have to hide it, nor should he feel he's right to take it. Sorry that happened to you when you were so close to buying your bag!